Your property is the most valuable thing you have acquired, whether it is your home or your business and its insurance is definitely of utmost importance. Unforeseen phenomena can damage your property and cause unwanted consequences, which is why it is always important to be proactive.

The property insurance offered by our company is divided into two coverages: Fire Insurance and Theft Insurance. Fire Insurance concerns the insurance of the building and its contents and Theft Insurance concerns only the contents and/or attachments. Building can be a house, an apartment, a country house, an office, a shop, a workshop, a warehouse or a factory. Our company gives you the opportunity to choose between various specialized insurance programs/packages with a wide selection of coverage for any type of building and/or their contents.

Your business is your property, it is your place of business, where you create and build relationships with your customers. We recognize this and that is why we are here to help you protect it with a comprehensive shop owners’ or tenants’ insurance plan.

Basic Coverage
Material Loss caused to the insured contents (tenant improvements and decorations, merchandise, furniture and fittings, machinery, books, documents) as a consequence of:

• Fire, lightning, explosion, smoke.
• Earthquake.
• Malicious damage.
• Strike, riot.
• Vehicle impact, animals, aircraft, flying or falling objects.
• Storm, hurricane, flood.
• Burst of pipes, overflow of water tanks.
• Theft or attempted theft after a violent entry or exit from buildings or after an attack or violence or threat of attack or violence.
• Smoke.
• Loss of money from the premises during working or non-working hours or while being transferred.
• Loss or damage to a safe, clothing and personal belongings resulting from a robbery.
• Legal Liability that may arise in relation to the professional activities of the insured.
• Employer’s Liability according to the provisions of the relevant legislation.
• Increase of sum insured in periods of high stocks.
• Range of optional coverages.

Exceptions:
The Policy is subject to exclusions, some of which are:

• War risks.
• Terrorist Acts.
• Nuclear risks and environmental contamination.
• Cyber Risk.
• Theft of money from employees of the insured or from unattended vehicles.
• Damage to electrical installations or devices due to short circuit.
• Liability in relation to the placing on the market of defective products.