Our vehicle is an integral part of our daily life and the third party liability insurance is mandatory by Law. We have five (5) insurance plans for private (saloon) and commercial vehicles, from which you can choose the one that best suits your needs.

Another motor insurance package that covers the liability of the insured drivers of the motor vehicle due to their negligent acts or omissions, for the payment of compensation in the event of an accident caused by the use of the vehicle. In addition, it covers loss of or damage to the insured motor vehicle due to fire or theft.

Advantages

• Coverage of loss or damage, as a result of fire or theft.
• Wide selection of basic and optional coverages.
• Medical coverage for drivers.
• Premium protection following a claim.
• “24 Hours Sinodigos” Service. (24-hour road and accident assistance).

Basic Coverage
In addition to the basic coverage, this Insurance Policy includes:

• Loss or damage to the motor vehicle caused by fire, spontaneous combustion, lightning, explosion, theft or attempted theft that occurred in Cyprus, (in the areas effectively controlled by the Republic of Cyprus).
• Legal liability for damages to third parties in Cyprus. (In the areas controlled by the Republic of Cyprus).
• Legal liability of the insured to third parties related to driving another private vehicle (excluding motorcycles, bus, lorry or special type vehicle) not belonging to him / her, his / her employer or partner and not rented to them.
• Legal liability of passengers to indemnify third-party parties.
• Use of the motor vehicle that extends beyond the scope of the legal definition of the term ‘road’.
• Coverage of vehicle’s windscreen and glass damage.
• Towed vehicles.
• “24 Hours Co-driver” Service. (24-hour road and accident assistance).

Additional Coverage
The Additional Coverage, depending on the type of the motor vehicle, includes:

• Personal accidents for the authorized drivers of the motor vehicle.
• Premium protection following a claim

Exceptions:
The Policy is subject to exclusions, some of which are:

• War risks.
• Damage to Property during loading or unloading or transportation with the motor vehicle.
• Any passenger unlawfully carried in or on the motor vehicle.
• Driving under the influence of drugs and/or alcohol and/or medication.
• Using the insured motor vehicle as a tool.
• Consequential damage.
• Motorcycle accessories, unless the motorcycle itself is stolen.