Unfortunately, accidents do happen and no one can predict them. Our professionals have designed this Insurance Policy to protect you from unexpected events. Accident & Health Insurance covers the consequences of an accident or an illness that may result in body harm or even the death of a person. This Insurance Policy can be issued individually and/or collectively (e.g. for the employees of an organization and/or company).

Basic Coverage
The basic coverage of the Insurance Policy includes:

• Covering the death of the insured that will occur within a specific period of time specified in the Insurance policy as a result of an accident.

Optional coverages:

• Permanent body injury or total paralysis (permanent total disability-disability scale), loss of wages.

Exceptions:
The Policy is subject to exclusions, some of which are:

• War risks.
• Terrorist acts.
• Nuclear radiation, environmental pollution.
• Voluntary self-harm, suicide, pregnancy, childbirth.
• Use of a motorcycle over 250cc, diving at a depth of more than 50 meters.
• Professional sports, mountaineering.
• Illness occurring within 4 weeks of the date of commencement of cover.
• Hernia.