This particular category of insurance has become more and more necessary in recent years, as its necessity has been recognized both on a professional and on an individual level. In recent years it has been observed that compulsory liability insurance, whether it is professional or civil, it is spreading increasingly. Through the liability insurance programs we have available, we can cover all your needs.

This particular Insurance policy has been introduced intensely in recent years and it is an Insurance policy that every professional must have. In certain professional sectors, Professional Liability Insurance is mandatory in accordance with the provisions of the legislation (Insurance intermediaries, Real Estate Agents, Real Estate Appraisers, etc.). For some other professions, it is mandatory based on their professional associations or organisations (Lawyers, Doctors, Architects, Civil Engineers).

Professional Liability Insurance refers to a comprehensive insurance program for the insured’s liability from negligent acts or omissions in relation to his professional capacity.

Basic Coverage
The basic coverage of the Insurance Policy includes:

• The insured’s legal responsibility for paying compensation to his clients and other persons for claims related to his breach of professional duties due to his negligent act or omission.
• Defence costs approved by the company.

Optional coverages:

• Libel and Defamation.
• Loss of Documents.

Exceptions:
The Policy is subject to exclusions, some of which are:

• War risks.
• Terrorist acts.
• Nuclear radiation, environmental pollution.
• Cyber Risk.
• Exemplary or punitive damages, fines and penalties.
• Liability to employees of the insured.
• Acts or omissions committed prior to the insurance commencement date.
• Libel and Advertising.
• Loss of Documents.