This particular category of insurance has become more and more necessary in recent years, as its necessity has been recognized both on a professional and on an individual level. In recent years it has been observed that compulsory liability insurance, whether it is professional or civil, it is spreading increasingly. Through the liability insurance programs we have available, we can cover all your needs.

This insurance program provides the insured with coverage for liability arising from his negligent acts or omissions in relation to his activities or capacity.

Basic Coverage
The basic coverage of the Insurance Policy includes:

• The insured’s legal liability for payment of compensation to third parties in respect of accidental bodily injury or death by accident or disease, and accidental loss or damage to their property caused in connection with the insured’s premises, their contents, or their activities.
• The legal costs and expenses that the claimant is entitled to recover from the insured, as well as the legal costs and expenses incurred with the written consent of the company in connection with the defence, investigation, or settlement of the claim.

Exceptions:
The Policy is subject to exclusions, some of which are:

• War risks.
• Terrorist Acts.
• Nuclear radiation, environmental pollution.
• Cyber Risk.
• Liability in relation to the use of motor vehicles or boats.
• Liability in relation to placing products on the market.
• Liability in relation to professional advice or service.
• Liability to employees of the insured.
• Liability for loss or damage to property under the custody or control of the insured.
• Exemplary or punitive damages, fines and penalties.