Your property is the most valuable thing you have acquired, whether it is your home or your business and its insurance is definitely of utmost importance. Unforeseen phenomena can damage your property and cause unwanted consequences, which is why it is always important to be proactive.

The property insurance offered by our company is divided into two coverages: Fire Insurance and Theft Insurance. Fire Insurance concerns the insurance of the building and its contents and Theft Insurance concerns only the contents and/or attachments. Building can be a house, an apartment, a country house, an office, a shop, a workshop, a warehouse or a factory. Our company gives you the opportunity to choose between various specialized insurance programs/packages with a wide selection of coverage for any type of building and/or their contents.

The Office insurance program aims to satisfy the insurance needs of office owners and tenants.

Basic Coverage
Loss or damage to the building and its contents, (tenant improvements and decorations, furniture, equipment, machinery, computers, books, documents), located within the building as a consequence of:

• Fire, lightning, explosion, smoke.
• Earthquake.
• Malicious damage.
• Strike, riot.
• Vehicle collision, aircraft crash.
• Storm, hurricane, flood, burst pipe, overflow of water tanks.
• Falling TV aerials, aerial parts, oil or petroleum spillage.
• Theft or attempted theft.
• Loss of money from the premises and during transportation, loss or damage to a safe, clothing and personal belongings resulting from a robbery.
• Legal Liability that may arise in relation to the professional activities of the insured.
• Employer’s Liability according to the provisions of the relevant legislation.
• Automatic reinstatement of the sum insured upon demand.
• Automatic increase of sum insured for additions and improvements.
• Loss of rent upon demand.
• Range of optional coverages.

Exceptions:
The Policy is subject to exclusions, some of which are:

• War risks.
• Terrorist acts.
• Nuclear radiation and environmental pollution.
• Cyber Risk.
• Liability arising from the use of motor vehicles or boats.
• Physical wear and mechanical/electrical damage.
• Damage to electrical installations or devices due to short circuit.
• Theft of money from employees of the insured or from unattended vehicles.
• Damage while the office remains unoccupied for more than 30 consecutive days.