Your property is the most valuable thing you have acquired, whether it is your home or your business and its insurance is definitely of utmost importance. Unforeseen phenomena can damage your property and cause unwanted consequences, which is why it is always important to be proactive.

The property insurance offered by our company is divided into two coverages: Fire Insurance and Theft Insurance. Fire Insurance concerns the insurance of the building and its contents and Theft Insurance concerns only the contents and/or attachments. Building can be a house, an apartment, a country house, an office, a shop, a workshop, a warehouse or a factory. Our company gives you the opportunity to choose between various specialized insurance programs/packages with a wide selection of coverage for any type of building and/or their contents.

This is an Insurance policy which has become increasingly necessary and widespread, as thefts have multiplied lately. Theft Insurance protects your property from this unpleasant event. A prerequisite for Theft Insurance is the existence of a Fire Insurance Policy.

Basic Coverage
The Basic Theft Insurance Cover includes:

• Loss or damage to the insured property or part thereof located within the closed and covered premises of the building caused by theft or attempted theft following upon or followed by forcible and violent entry or exit at any time during the Period of Insurance.
• Damage caused to the building as a result of theft or attempted theft (provided that the insured is the owner of the buildings or is legally liable to repair such damage).

Exceptions:
Theft Insurance is subject to exclusions, some of which are:

• War risks.
• Any act of terrorism.
• Nuclear radiation and/or contamination by chemical and/or biological substances.
• Leakage, contamination or pollution caused by gradual intentional and foreseeable means.
• Retention, seizure, commitment by or at order of any government, public or local authority or attempt thereof.
• Theft during or immediately after a fire.
• Damage as a result of theft or attempted theft whereby the Insured or a member of his household or a person in his employment or service or any other person lawfully in the premises intentionally participates as a perpetrator or accomplice.